How to Pass the Funded Trading Plus Challenge: Rules and Strategy Guide

Funded Trading Plus offers several evaluation paths with competitive profit splits and flexible trading conditions. Here is a detailed breakdown of their programs and how to pass them.

Funded Trading Plus Rules Overview

Funded Trading Plus offers multiple program types including their standard two-phase evaluation and an instant funding option. For the standard evaluation:

• Phase 1 profit target: 8%
• Phase 2 profit target: 5%
• Maximum daily drawdown: 4% (based on starting balance of the day)
• Maximum overall drawdown: 6% to 10% depending on program type
• Minimum trading days: 5 per phase (on some programs)
• Time limit: Unlimited on most programs
• Instruments: Forex, indices, commodities, and cryptocurrencies
• Profit split: Up to 90% on funded accounts, scaling to 100% for top performers

Funded Trading Plus is known for their relatively generous profit split scaling — traders who demonstrate consistent profitability can reach a 100% profit split. Rules may vary by program, so always confirm the latest terms on their website.

Account Sizes and Pricing

• $12,500 account — starting around $119
• $25,000 account — starting around $199
• $50,000 account — starting around $299
• $100,000 account — starting around $499
• $200,000 account — starting around $899

They also offer instant funding programs at higher price points that skip the evaluation phases entirely. Pricing changes with promotions — check their site for current rates.

How to Pass

1. Watch the 4% daily drawdown carefully. A 4% daily drawdown is tighter than most competitors. On a $100K account, that is $4,000 per day. With a single losing trade of 2%, you have already used half your daily allowance. Keep individual trade risk at 1% or below.
2. Front-load your risk management. The tighter daily drawdown means you must be more conservative early in the day. If your first trade loses 1.5%, seriously consider stopping for the day — you only have 2.5% of daily drawdown remaining.
3. Use the unlimited time to your advantage. There is no reason to rush. Taking 6-8 weeks to pass Phase 1 with consistent, small wins is far better than trying to hit 8% in a week and breaching drawdown.
4. Trade during high-liquidity sessions. London and New York sessions offer the tightest spreads and most predictable price action. Avoid Asian session trading unless you have a specific edge in those hours.
5. Scale up position size only after building a buffer. Once you have 3-4% profit in Phase 1, you have room to take slightly larger positions to reach the 8% target. Never scale up from a drawdown position.

Common Failures

• Hitting the 4% daily drawdown. The daily limit is tighter than firms like MyFundedFX (5%) or FTMO (5%). Traders who come from other challenges often get caught by this tighter rule.
• Overtrading to reach the target. With unlimited time, there is zero reason to take more than 2-3 trades per day. Every additional trade increases drawdown risk without proportionally increasing the probability of hitting the target.
• Ignoring the overall drawdown during Phase 2. Traders who passed Phase 1 with aggression often breach the overall drawdown in Phase 2 because they carry the same aggressive approach into a phase that rewards consistency.
• Not accounting for spread and commission costs. In forex, spreads and commissions can eat 0.2-0.5% of your account on a busy day. This chips away at your drawdown buffer without any upside.

Track Your Challenge with TradeLens

TradeLens tracks your Funded Trading Plus challenge in real time, including the 4% daily drawdown and overall drawdown. The dashboard shows you exactly how much drawdown you have used today and how close you are to your target. The AI Bias Detector flags overtrading patterns and emotional escalation before they breach the tight daily limit.

Stay within the lines. Get your free Discipline Score and track your Funded Trading Plus challenge with precision.

Does Funded Trading Plus allow news trading?

Policies vary by program type. Some programs restrict trading around high-impact news events, while others allow it with certain conditions. Always check the specific rules for your chosen program before trading around NFP, CPI, or central bank announcements.

Can I scale my account with Funded Trading Plus?

Yes. Funded Trading Plus offers account scaling for consistent performers. Traders who maintain profitability and discipline can receive higher capital allocations and improved profit splits over time, potentially reaching a 100% profit split at the highest tiers.

Is the instant funding option worth it?

The instant funding option costs more but lets you skip evaluations entirely. It can be worth it if you have a proven track record and want to start earning immediately. However, the evaluation phases also serve as a useful practice period. If you are not confident you can stay within the drawdown rules from day one, the standard evaluation provides a lower-cost way to prove your process.