Funded Trading Plus Rules: Complete Guide for 2026

Funded Trading Plus (FT+) has carved out a unique position in the prop firm landscape by offering multiple program types — from instant funding with no evaluation to traditional two-phase challenges. This flexibility makes it attractive to a wide range of traders, but each program has its own distinct set of rules you must understand before diving in.

Funded Trading Plus Overview

Funded Trading Plus is a UK-based proprietary trading firm that provides funded accounts for forex, indices, commodities, and crypto traders. The firm operates on MetaTrader 4, MetaTrader 5, and cTrader platforms. What makes FT+ stand out is their variety of funding programs: the Standard challenge (two-phase), the Advanced challenge (one-phase), and the Instant Funding program where you skip the evaluation entirely and start trading a funded account from day one.

Profit splits start at 80% and can scale up to 90% as you demonstrate consistency. The firm also offers a scaling plan that increases your account size by 25% for every 10% profit milestone achieved.

Funded Trading Plus Rules at a Glance

• Daily Drawdown: 3% to 4% depending on the program — the Instant Funding program uses a tighter 3% daily drawdown
• Maximum Overall Loss: 6% for Instant Funding, up to 10% for the Standard challenge program
• Phase 1 Profit Target (Standard): 8%
• Phase 2 Profit Target (Standard): 5%
• One-Phase Target (Advanced): 10% with relaxed drawdown rules
• Minimum Trading Days: 3 trading days for both phases (Standard), 3 days for Advanced
• Leverage: Up to 1:30 on forex for most programs — lower than many competitors but still sufficient for most strategies
• News Trading: Allowed on evaluation accounts, some restrictions on funded accounts
• Weekend/Overnight Holding: Allowed on most programs

Account Sizes & Pricing

Funded Trading Plus offers accounts from $5,000 to $200,000 across their different programs. Below are approximate prices for the Standard challenge.

Account Size	Standard Fee	Instant Funding Fee	Profit Split
$12,500	$119	$225	80-90%
$25,000	$199	$375	80-90%
$50,000	$349	$599	80-90%
$100,000	$499	$948	80-90%
$200,000	$949	$1,748	80-90%

Prices are approximate. Check the Funded Trading Plus website for current rates and promotional offers.

How to Pass Funded Trading Plus

1. Choose the right program for your style. If you are a conservative trader who values consistency, the Standard two-phase challenge is ideal. If you are confident in your edge and want to skip evaluations, Instant Funding gets you trading immediately — but the tighter drawdown rules demand even more discipline.
2. Account for the lower leverage. With only 1:30 leverage, you need to size positions carefully. A 1% risk per trade on a $50,000 account at 1:30 leverage may require wider stops than you are used to. Adjust your strategy accordingly.
3. Clear the minimum 3-day requirement early. The 3-day minimum is low, but do not try to pass in exactly 3 days. Take at least 5-7 trading days to demonstrate consistency and build a profit buffer.
4. Monitor your drawdown type carefully. FT+ uses balance-based drawdown on some programs and equity-based on others. Understand which applies to your account — an open floating loss that does not close below the limit may or may not count depending on the program rules.
5. Use TradeLens to track program-specific rules. Because FT+ has multiple program types, it is easy to confuse rules between them. TradeLens lets you set custom drawdown alerts for your specific account type.

Common Failures

• Confusing program rules. Traders switching between Instant Funding and Standard accounts frequently apply the wrong drawdown limit. The 3% daily drawdown on Instant Funding is significantly tighter than the 4% on Standard — a single oversight can end your account.
• Underestimating the impact of lower leverage. At 1:30, you simply cannot take the same position sizes as you would on an FTMO or MyFundedFX account with 1:100 leverage. Traders who do not adjust their sizing blow through drawdown limits quickly.
• Getting overconfident on Instant Funding. Skipping the evaluation feels liberating, but the tighter rules mean you have less margin for error from day one. Many traders blow Instant Funding accounts within the first week by trading too aggressively.
• Ignoring the scaling plan. FT+ rewards consistent traders with account size increases. But many traders try to maximize short-term profit instead of playing the long game. Consistent 2-3% monthly returns compound significantly when your account scales by 25% at each milestone.

Track Your Challenge with TradeLens

TradeLens integrates with MT4, MT5, and cTrader — all platforms supported by Funded Trading Plus. Import your trades automatically and track your daily drawdown, overall drawdown, and profit progress against your specific target. The Discipline Score helps you identify whether you are trading within the boundaries that FT+ demands, before you learn the hard way.

Ready to test your trading discipline? Get your free Discipline Score and find out if you are challenge-ready.

Can I hold trades over the weekend with Funded Trading Plus?

Generally yes, weekend holding is allowed on most Funded Trading Plus programs. However, rules may vary by account type. It is always best to confirm with FT+ support or review the specific terms for your program before holding positions over a weekend, as gap risk can significantly impact your drawdown.

What is the Funded Trading Plus scaling plan?

The scaling plan increases your account size by 25% each time you reach a 10% profit milestone. For example, a $50,000 account scales to $62,500 after the first milestone, then to approximately $78,000, and so on. This rewards consistency and long-term discipline over short-term aggression.

Does Funded Trading Plus offer free retries?

FT+ occasionally offers discounted retries and promotional deals. Some programs include a free retry if you meet certain conditions — such as not violating the daily drawdown rule. Check the FT+ website or subscribe to their newsletter for current retry policies.